This is as Sam Liccardo is attempting to make it law
Commentary: I’m asking San Jose residents to insure their guns
…
Mayors who experience such suffering in their communities after senseless gun violence do not have the luxury of waiting for Congress to act, as lawmakers offer their “thoughts and prayers.†Cities demand problem-solving over posturing. So this month, I proposed an oft-considered but as-yet-never-implemented idea: require every gun owner in the 10th-largest city in the United States to buy liability insurance.
Every U.S. state mandates that automobile drivers buy liability insurance; we should require no less of gun owners. Cars and guns have exacted a similarly grim human toll, each causing about 40,000 deaths in 2017. If San Jose’s gun owners can’t get liability insurance, they can comply with the mandate by paying a fee to compensate taxpayers for the “gun violence subsidy†borne by the public.
That is, for decades, taxpayers have subsidized gun ownership and the harms that accompany it. Direct costs of gun violence to California taxpayers—for ambulances, cops and emergency rooms—exceeded $1.4 billion last year, according to a study from gun-control advocacy group Giffords. While the Second Amendment protects a right to bear arms, it does not require taxpayers to subsidize the exercise of that right. Courts routinely uphold the imposition of reasonable, nonobstructive fees or taxes on constitutionally protected activities, such as forming a tax-exempt nonprofit, selling a newspaper and purchasing a gun.
Insurance can provide a useful mechanism for harm reduction. Risk-adjusted premiums provide financial incentives that reward good driving and installing air bags, and discourage parents from handing the keys to their risk-taking teenagers. Similarly, insurers could use premium discounts to prod law-abiding gun owners to take gun-safety courses, purchase gun safes and install child-safety locks—a welcome improvement for a nation where more than 4.6 million children live in a household where a gun is kept loaded and unlocked. Insurers would also hike the premium on a 19-year-old looking to buy his first semiautomatic weapon, someone such as the Gilroy shooter.
Except, they all know that the cost of insurance would be so high as to make it unaffordable, which would mean a citizen could not exercise their 2nd Amendment Right, and you could bet that the “fee” would also be too high. Heck, some even say the insurance would be racist, and make a good argument for this.
Essentially, this is, at the top, requiring citizens to pay to use their Constitutional Right. Do you need insurance to speak and practice your religion? To petition for redress of grievance? What it really is is an attempt at a stealth ban, because too many would not be able to afford to have a firearm.
Read: San Jose Mayor Is Asking Residents To Buy Gun Insurance Voluntarily »
Mayors who experience such suffering in their communities after senseless gun violence do not have the luxury of waiting for Congress to act, as lawmakers offer their “thoughts and prayers.†Cities demand problem-solving over posturing. So this month, I proposed an oft-considered but as-yet-never-implemented idea: require every gun owner in the 10th-largest city in the United States to buy liability insurance.
As climate activist Greta Thunberg neared the United States on a boat whichÂ
A FRENCH attempt to jump-start talks between the United States and Iran got plenty of attention over the weekend at the Group of Seven summit, but it might have been less serious than it seemed. Though President Trump agreed with French President Emmanuel Macron that a meeting with Iranian President Hassan Rouhani could happen within weeks, Iran’s foreign minister dismissed the prospect on Tuesday asÂ
The nightmares kept coming and David Leal knew he was in trouble. A navy veteran with a can-do attitude and a solidly middle-class IT job at a hospital in Santa Rosa, California, he didn’t think of himself as mentally vulnerable. But when the Tubbs fire snatched his house off the face of the earth in the early morning hours of 9 October 2017, it hit him hard.
In the wake of three deadly shootings in Gilroy, Dayton, Ohio, and El Paso, Texas, Congress is being pressured to consider a trio of gun laws — already used in California and other states — designed to keep weapons out of the hands of potential killers.
Sanders has claimed that his $16 trillion plan would “pay for itself,” something Heritage Foundation scholar Nick Loris suggested was ridiculous.
Only 22 percent of Democrat voters want to eliminate private health insurance in favor of a Medicare for All system, according to a poll released Monday.
New York Times media reporter Jeremy Peters appeared on Morning Joe on Monday morning and discussed a stunning report he co-authored with Ken Vogel that detailed how a networks of Trump allies are digging up negative information on journalists critical of President Donald Trump.

