States Look To Pass Laws To Broaden Obamacare Networks

One of the “unexpected” results of the “Affordable” Care Act’s notion of reducing health care costs has been a restriction of in-network providers. This is where quite a few folks found out that if they like their doctor, they can’t keep their doctor. Since most people who signed up through the Exchanges were people who previously had insurance and saw it cancelled, rather than those who did not have insurance, this is important. Also, quite a few hospitals, including the best hospital, have been left out of the networks. How is this working out?

(Bloomberg) Health insurers under pressure to keep premiums low are eliminating some hospitals from coverage in a cost-cutting strategy that threatens to freeze out centers that provide specialized care, limiting patient options. (snip)

The law puts pressure on premiums by requiring insurers to “broaden health benefits, restricting how much premiums can vary with age and adding a new health-insurance tax,” said Robert Zirkelbach, a spokesman for America’s Health Insurance Plans, or AHIP, a Washington-based trade group. Narrowing networks to those that accept lower payments in exchange for higher patient volume “is one way to help mitigate profit increase for consumers,” he said.

Insurers say one way to help lower costs is to select medical providers who deliver quality care at a low price. This week, the Health and Human Services Department said insurance plans may be required to include at least 30 percent of “essential community providers” in each county in 2015 from 20 percent this year. That means about 38 percent of current plans would need to broaden their networks, according to the McKinsey study.

So, HHS is going to blow out one of the main cost reduction methods caused by Obamacare and the rules passed by HHS. This could result in skyrocketing costs for the insurers and the insurers dropping out of the Exchanges.

Quite a bit of the article is about the Seattle Children’s Hospital, which is excluded from 5 of the 7 plans in Washington state. They are excluded because they are more expensive than other hospitals. The article forgets to note that they’re more expensive because they are very very good. Their “product” is top notch. Both a Camry and a Maserati are simply cars with four wheels, an engine, and a steering wheel, right? Why does one cost more than another? Exactly.

Many hospitals, doctors, and medical centers want to be in-Network (many don’t, especially doctors). But the Exchange plans have to save costs. In comes government, beyond the aforementioned HHS

(Fox News) Lawmakers in a Washington state Senate committee heard a proposal this week that would reportedly allow health insurance companies to keep offering insurance plans that don’t meet the new federal and state requirements. But they would only be offered to people who were enrolled in such plans as of Oct. 1, 2013.

Senate Bill 6464 also would let insurers from other states sell plans to Washingtonians without requiring the carriers to meet Washington state insurance regulations.

Both of those seem to violate federal law.

Meanwhile, in Mississippi, proposed legislation would bar insurers from cutting off most doctors and hospitals that agree to prices set by insurers. The bill also would prohibit insurers from charging higher copayments at certain doctors’ offices or hospitals, according to The Wall Street Journal.

Many other states are looking at similar legislation. What would this mean? Escalating costs. These will be funded by either the consumer or the pool of taxpayers. This would also mean reduced reimbursement rates to the medical facilities. And reduced care.

Yes, networks have always been restricted with insurance. And you do not always get to keep your doctor when switching. I’ve lost my dentist three times in 20 years because my company changed their dental insurance. Obamacare causes severe restrictions on networks both by the insurance companies and because medical facilities, primarily individual doctors/care professionals, want nothing to do with Ocare. So states and HHS will force the networks to grow. And we can all guess that this will cause Ocare costs to skyrocket.

Crossed at Right Wing News.

Read: States Look To Pass Laws To Broaden Obamacare Networks »

Ocare Enrollees Have Trouble Finding In-network Doctors

Surprise?

(LA Times) After overcoming website glitches and long waits to get Obamacare, some patients are now running into frustrating new roadblocks at the doctor’s office.

A month into the most sweeping changes to healthcare in half a century, people are having trouble finding doctors at all, getting faulty information on which ones are covered and receiving little help from insurers swamped by new business.

Experts have warned for months that the logjam was inevitable. But the extent of the problems is taking by surprise many patients — and even doctors — as frustrations mount.

Part of this is bad information and bad websites, and insurance companies being overwhelmed. But, it also goes to losing your doctor

Aliso Viejo resident Danielle Nelson said Anthem Blue Cross promised half a dozen times that her oncologists would be covered under her new policy. She was diagnosed last year with non-Hodgkin’s lymphoma and discovered a suspicious lump near her jaw in early January.

But when she went to her oncologist’s office, she promptly encountered a bright orange sign saying that Covered California plans are not accepted.

“I’m a complete fan of the Affordable Care Act, but now I can’t sleep at night,” Nelson said. “I can’t imagine this is how President Obama wanted it to happen.”

Well, you just continue being a fan and putting that shield over Obama’s posterior. And not sleeping, because you lost your doctor, unlike what Obama promised.

Another person in the article referred to it as a “phantom network”.

Last week, the California Assembly approved legislation enabling people who lost coverage because of the overhaul to keep seeing their doctors if they’re pregnant or undergoing treatment for cancer or other conditions.

If you have to pass a law to keep people from losing their insurance due to the previous plan you supported, doesn’t say much about the original law, eh?

Nationwide, about 70% of new insurance plans under the healthcare law feature relatively narrow hospital networks compared with many existing plans, according to consulting firm McKinsey & Co.

Ocare is about cost savings, not expansion, and due to this idiocy people’s “choice” will be severely restricted.

Read: Ocare Enrollees Have Trouble Finding In-network Doctors »

Obamacare Delinks Workers From Work

Jennifer Rubin makes a thought provoking point: Obamacare is bad for work

1. Obamacare was sold as a means of promoting job mobility, delinking insurance from work. Now the White House says it is delinking workers from work. At the opening of the Budget Committee hearing this morning, Chairman Paul Ryan remarked that “what is particularly troubling is CBO’s projection of labor-force participation. CBO says that about half of this decline is attributable to the aging of the population—most notably the retirement of the baby-boom generation. But CBO also says that government policies, especially the President’s health-care law, are discouraging work. Washington is making this problem worse. This does not have to be our fate. We need to reverse this decline.”

Remember, one of the big pushes was insurance portability, not having to lose your insurance if you switched jobs. Now, people aren’t going to be worried about working.

She also notes several other great points. Check then out.

Read: Obamacare Delinks Workers From Work »

If All You See…

…is horrible fossil fuel created snow, you might just be a Warmist

The blog of the day is Jammie Wearing Fools, with a post noting that the latest Ocare ads target stupid young women.

Read: If All You See… »

New Paper Finds Seas Warmer During Medieval Warm Period

Say, how did all the sea life survive during the Medieval Warm Period? Why didn’t all the coral die out? Was there some sort of mass die-off of sea life? Did islands tip over? Were they covered in hundreds of feet of sea rise? A paper published in The Holocene delves into the sea temperatures of that time period (Via The Australian Climate Skeptic Party)

(CO2 Science) What was done: Using ten proxy sea surface temperature (SST) records – six from the Norwegian Margin, three from the North Icelandic Shelf and one from the Scottish Margin – Cunningham et al. prepared a 1,000-year SST record spanning the period from AD 1000 to 2000, which revealed, in their words, that “the ‘Medieval Climate Anomaly’ warming was most pronounced before AD 1200, with a long-term cooling trend apparent after AD 1250.” And what did the new record reveal about the uniqueness – or not! – of the region’s late-20th-century Current Warm Period?

What was learned: The twenty researchers report that “in recent decades temperatures have been similar to those inferred for the ‘Medieval Climate Anomaly’.” However, their graphical representations (three versions of them) of the one-thousand-year period clearly indicate that the peak warmth of the Current Warm Period has actually been a couple tenths of a degree C less than that of the earlier Medieval Warm Period.

What it means: As has been found to be the case in so many land-based assessments of the relative warmth of the Medieval and Current Warm Periods, there is nothing unusual, unnatural or unprecedented about earth’s current level of warmth … although it could be thought to be somewhat unusual in that even with the 120-ppm increase in the atmosphere’s CO2 concentration that occurred over the last 1000 years, it is still not as hot now as it was back in the Medieval Warm Period.

Let’s repeat that last line:

…although it could be thought to be somewhat unusual in that even with the 120-ppm increase in the atmosphere’s CO2 concentration that occurred over the last 1000 years, it is still not as hot now as it was back in the Medieval Warm Period.

Unusual in terms of Warmist model predictions, which state that the Earth, and the seas, should be much warmer. Of course, Warmists will simply pronounce that the warming of the seas has disappeared into the deep oceans, much like with the surface warming. Why? Because shut up, that’s why. You ask too many questions, and asking questions isn’t science, ya know.

Read: New Paper Finds Seas Warmer During Medieval Warm Period »

Fact Checker: Obamacare Won’t Really Kill 2 Million Jobs

Liberals, and the White House, are attempting to spin the CBO report that states that 2 million+ full time jobs will be lost thanks directly to Obamacare. They say this is not a bad thing. Do they have a point? Here’s Glenn Kessler, the Washington Post’s Fact Checker

Here we go again. During the 2012 campaign, The Fact Checker had to repeatedly explain that the Congressional Budget Office never said that the Affordable Care Act “killed” 800,000 jobs by 2021. Now, the CBO has released an updated estimate, nearly the triple the size of the earlier one: 2.3 million in 2021.

The Facts

First, this is not about jobs. It’s about workers — and the choices they make.

The CBO’s estimate is mostly the result of an analysis of the impact of the law on the supply of labor. That means how many people choose to participate in the work force. In other words, the nonpartisan agency is examining whether the law increases or decreases incentives for people to work.

One big issue: the health insurance subsidies in the law. That’s a substantial benefit that decreases as people earn more money, so at a certain point, a person has to choose between earning more money or continuing to get the maximum help with health insurance payments. In other words, people might work longer and harder, but actually earn no more, or earn even less, money. That is a disincentive to work. (The same thing happens when people qualify for food stamps or other social services.)

Thus, some people might decide to work part-time, not full time, in order to keep getting health-care subsidies. Thus, they are reducing their supply of labor to the market. Other people near retirement age might decide they no longer need to hold onto their job just because it provides health insurance, and they also leave the work force.

Look at this way: If someone says they decided to leave their job for personal reasons, most people would not say they “lost” their jobs. They simply decided not to work.

Well, that’s a good point. The jobs won’t actually be lost. It’ll just be people deciding to work less hours for their job. Here’s Greg Sargent

That’s not what the report says. Here is the key passage, on page 117:

Although CBO projects that total employment (and compensation) will increase over the coming decade, that increase will be smaller than it would have been in the absence of the aCA. The decline in full-time-equivalent employment stemming from the ACA will consist of some people not being employed at all and other people working fewer hours; however, CBO has not tried to quantify those two components of the overall effect. The estimated reduction stems almost entirely from a net decline in the amount of labor that workers choose to supply, rather than from a net drop in business’ demand for labor, so it will appear almost entirely as a reduction in labor force participation and in hours worked relative to what have occurred otherwise rather than as an increase in unemployment (that is, more workers seeking, but not finding jobs) or underemployment (such as part-time workers who would prefer to work more hours per week).

The CBO report actually says that the impact of the ACA will be “almost entirely” due to a decline in labor that “workers choose to supply.” It says explicitly that the ACA’s impact will not be felt as an “increase in unemployment” or “underemployment.”

Hmm, people voluntarily deciding to work less hours. And the NY Times

The report did say that the law would reduce hours worked and full-time employment, but not because of a crippling impact on private-sector job creation. With the expansion of insurance coverage, the budget office predicted, more people will choose not to work, and others will choose to work fewer hours than they might have otherwise to obtain employer-provided insurance. The cumulative reduction of hours is large: the equivalent of 2.5 million fewer full-time positions by 2024, the budget office said.

The LA Times says the report is a good thing, and argues the same as above. So does the White House, liberal groups, and other Dems. Is this all bad? No. But, let me ask, how many people can voluntarily decide that they are going to work almost part time hours? And people will voluntarily choose not to work? How will they pay for Obamacare insurance? Who thinks companies will put up with this?

Let’s consider a big point avoided by all these Obamacare supporters: Ocare incents people to not work. Just like so many safety net programs. If Government provides, why work? Here’s The Hill

It instead found that the healthcare law will create disincentives for people to work and that this in turn will cut into the labor supply, hurt the economy, lower tax collection and cause higher deficits.

It’s creating a new “leisure class”, as Powerline notes.

Read: Fact Checker: Obamacare Won’t Really Kill 2 Million Jobs »

Hooray! Here Come Obama’s “Climate Hubs”

Yeah, OK, uh huh

(NY Times) On the heels of the Senate’s passage of a long-awaited farm bill, the Obama administration is to announce on Wednesday the creation of seven regional “climate hubs” aimed at helping farmers and rural communities respond to the risks of climate change, including drought, invasive pests, fires and floods.

White House officials describe the move as one of several executive actions that President Obama will take on climate change without action from Congress.

In substance, the creation of the climate hubs is a limited step, but it is part of a broader campaign by the administration to advance climate policy wherever possible with executive authority. The action is also part of a push to build political support for the administration’s more divisive moves on climate change – in particular, the Environmental Protection Agency’s regulations on coal-fired power plants.

How will they pay for it? Congress has not appropriated the funding. So, yes, a limited step. I love the part about drought and flood, because climate change causes everything, ya know!

The hubs will be located in Ames, Iowa; Durham, N.H.; Raleigh, N.C.; Fort Collins, Colo.; El Reno, Okla.; Corvallis, Ore.; Las Cruces, N.M.; and Davis, Calif.

Hey, my town, Raleigh, will be part of this experiment.

With programs like the climate hubs, the Obama administration hopes to help farmers adapt to climate change while making the case for broader climate regulations.

In other words, this is about politics, not science. Let’s check the USDA page

USDA’s regional hubs will deliver science-based knowledge and practical information to farmers, ranchers and forest landowners within each region of the US to support decision-making related to climate change. These hubs are needed to maintain and strengthen agricultural production, natural resource management, and rural economic development under increasing climate variability. The Hubs will build capacity within USDA to deliver information and guidance on technologies and risk management practices at regional and local scales.

Does anyone get the feeling that this is a Democrat attempt to insinuate themselves into the rural population, which overwhelmingly votes Republican? To make them comply with Far Left politics? There will be lots of “outreach and education”. Think it will be science based, or political “climate change” based?

Finally, how is this a big EO from Obama? USDA had an application process for this, with a deadline to apply by 8/21/2013. Obama is not creating them out of thin air.

Crossed at Right Wing News.

Read: Hooray! Here Come Obama’s “Climate Hubs” »

Hooray! Another Article Explaining How To Convince Your Friends Of “Climate Change”

Warmists have been nagging people for decades about the current warm period and how it’s all Mankind’s fault. Before then, it was on cooling. Then warming. Then cooling. They blamed witches before then. Anyhow, they current set have been agitating and whining and spreading awareness since the 80’s, and are still doing it. This time, the Washington Post trots out some propaganda in the health-science section. This should be in the opinion section

How to convince your friends to believe in climate change. It’s not as hard as you think.

Environmental­ists have a reputation for being self-righteous and a little naggy, which makes them ripe for parody. (Seen “Portlandia”?) The perception that the eco-conscious are trying to take the fun out of life, however, is unfair. It also has some unfortunate consequences: It drives people away. Nagging breeds defiance.

Yes, it does. So, let’s nag some more

Socially negotiated silences grow up around issues that we simply can’t agree on. But we have to find a way around this stalemate, because the consequences are monumental. Marshall recommends tweaking your language slightly to make yourself sound less judgmental.

“Speak openly of your personal ownership of your convictions,” he notes. “Say, ‘This is what’s important to me, and this is why.’

And I’m going to ask “if it’s important, what changes have you made in your life?”

Don’t get caught up in the scientific discussion. You’re not a scientist, and evidence doesn’t persuade people who reject climate change. What carries power is your personal conviction as a friend, colleague or neighbor.”

Sounds rather judgmental, especially coming from people who reject Earth’s natural processes as explanations for climatic changes.

Say that you, too, were once reluctant to accept the idea of climate change.

So, lie.

Now you’ll need a compelling argument to explain why you came around. As Marshall notes, communications research shows that “because scientists say so” is a loser.

Don’t expect Warmists to give it up. The science doesn’t back them up, so they have to go with “consensus”.

The writer goes on to describe some talking points, which are pretty much the same talking points they’ve been using for decades. Here’s a fun one

Illness terrifies people of all stripes, so it sometimes helps to emphasize the links between climate change and disease.

Yeah, remember when that Black Plague spread as the climate turned cool and wet? It’s no wonder fewer and fewer people either do not believe in anthropogenic climate change or just don’t care. Warmists are nuts and naggy. And hypocrites.

Read: Hooray! Another Article Explaining How To Convince Your Friends Of “Climate Change” »

If All You See…

…is an evil CO2 infused beer, causing snow, you might just be a Warmist

The blog of the day is The Hockey Schtick, with a post on 0.09C increase in sea temperatures since 1957.

Read: If All You See… »

WHO: Tidal Wave Of Cancer Is Coming

Can you guess what their prescription is to fix this?

(BBC) The globe is facing a “tidal wave” of cancer, and restrictions on alcohol and sugar need to be considered, say World Health Organization scientists.

It predicts the number of cancer cases will reach 24 million a year by 2035, but half could be prevented.

The WHO said there was now a “real need” to focus on cancer prevention by tackling smoking, obesity and drinking.

Restrictions, huh?

The WHO’s World Cancer Report 2014 said the major sources of preventable cancer included:

  • Smoking
  • Infections
  • Alcohol
  • Obesity and inactivity
  • Radiation, both from the sun and medical scans
  • Air pollution and other environmental factors
  • Delayed parenthood, having fewer children and not breastfeeding

I’m not so sure restricting alcohol usage (interestingly, that seems to jibe with the UN’s dhimmitude towards hardcore Muslim extremism) will fly with Liberals, who tend to drink more than Conservatives (nor will it fly with Conservatives, who are into that thing called personal responsibility/freedom). The others, though, see to be a wish-list of far left ways to control people.

One of the authors, Dr. Bernard Stewart “said it was not the role of the International Agency for Research on Cancer to dictate what should be done.” But,

“In relation to alcohol, for example, we’re all aware of the acute effects, whether it’s car accidents or assaults, but there’s a burden of disease that’s not talked about because it’s simply not recognised, specifically involving cancer.

“The extent to which we modify the availability of alcohol, the labelling of alcohol, the promotion of alcohol and the price of alcohol – those things should be on the agenda.”

He said there was a similar argument to be had with sugar fuelling obesity, which in turn affected cancer risk.

So, not their job to dictate, but they’ll recommend dictating. Not that the UN needs any help in that regards.

Is cancer a threat? Sure. Could it get worse? Well, certainly with more people, and more things that can be carcinogenic, yes. Of course, the UN and WHO, along with Progressives, will push for more far left solutions.

Read: WHO: Tidal Wave Of Cancer Is Coming »

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