It is meant specifically to protect credit card purchases for firearms
House Passes Bill Preventing Credit Card Companies from Tracking Gun Sales
On July 14, 2026, the U.S. House of Representatives passed a bill to block credit card companies from tracking gun and ammunition sales.
The bill, H.R. 1181, passed on a vote of 221 to 201. Two-hundred-and-fifteen Republicans voted for the bill, along with five Democrats and one Independent.
H.R. 1181 is sponsored by Riley Moore (R-WV).
Breitbart News reported Moore’s introduction of the bill on February 12, 2025, noting that he titled it the “Protecting Privacy in Purchases Act.”
He introduced it after major credit card companies succumbed to the gun control lobby during the Biden Administration and made plans to track the sales of guns and ammo.
For example, on September 11, 2022, Breitbart News pointed out Visa caved to pressure from gun control groups and New York Democrats, agreeing to flag gun and ammo purchases via a merchant code. The Associated Press observed that Mastercard and other major credit card companies also agreed to flag gun sales. On March 2, 2023, Breitbart News noted Discover was slated to begin tracking gun and ammunition purchases with the new MCC in April 2023.
Most credit card companies said they backed away from actually tracking the purchases after massive backlash from citizens and Republican lawmakers in 2023. But, did they? Or did they do it on the down-lo as the Biden admin, Democrat politicians, and gun grabbing groups pushed this? Regardless, this legislation would take away the option from the credit card companies. Seriously, though, it should have started with forbidding the government at all levels from tracking and flagging gun and ammo purchases.
Now, though, what happens in the Senate? Will Democrats allow a final vote, or jam it up? Heck, will some Republicans, such as Thom Tillis, who’s been going wacko as of late, vote against it or jam it up?
